Invitation to press and analyst meeting

Invitation to press and analyst meeting Skandia hereby invites you to attend an information meeting on the sale of American Skandia. Skandia's CEO, Lars-Eric Petersson, will comment on the deal. Time: Friday, 20 December 2002, 1.00 p.m. Location: Skandia HQ, Sveavägen 44, Stockholm A teleconference will be held at 9.30 a.m. CET. To participate, call +44 (0) 20 7162 0125 or +1 334 323 6203 and request the Skandia teleconference. You can also call later (through 25 December) and listen to a recorded version of the teleconference on tel. +44 (0) 20 8288 4459, code 252 790, or +1 334 323 6222, code 252 790. An audiocast of the teleconference as well as a slide presentation will be available on the Internet at www.skandia.com. For further information, please contact: Gunilla Svensson, Press Secretary, Skandia, tel. +46 8 788 42 97 or +46 70 575 75 78 Monica Karlsson, Investor Relations, Skandia, tel. +46 8 788 27 24 ------------------------------------------------------------ This information was brought to you by Waymaker http://www.waymaker.net The following files are available for download: http://www.waymaker.net/bitonline/2002/12/20/20021220BIT00040/wkr0001.doc http://www.waymaker.net/bitonline/2002/12/20/20021220BIT00040/wkr0002.pdf