Handelsbanken’s Interim Report January – September 2023
· Operating profit increased by 42% to SEK 27,265m (19,251) · Return on equity increased to 16.2% (12.5) · The C/I ratio improved to 36.8% (42.3) · Continued good credit quality with a credit loss ratio of 0.01% (0.00) · Strong financial position with a common equity tier 1 ratio of 19.4% (19.0) * Items affecting comparability: Reversal of VAT paid in conjunction with sale of card acquiring operations (other income) SEK 141m and (net fee and commission income) SEK 17m (Q2 2023); funding cost relating to discontinued operations in Finland (net interest income)