Staying put in a long term let is still a trend with 59% of renters staying for 5 or more years in the same property

It is interesting that whether a tenant is allowed a pet has become has become a priority

Hopefully this research will give landlords some ideas on where to focus their efforts when buying and running a let property

Our latest study highlights that when it comes to rental properties, there has been a slight shift in priorities over the last 6 months, with the cost once again being the most important consideration for prospective renters

We are warning landlords not to make insurance claims for small amounts – as the loss of NCD could see the cost of their cover rise by around 20%

With our policies - and typically some of those offered by other providers too – a 20% NCD is automatically deducted from the cost of the annual premiums

In the event a successful claim is made on a policy, however, then at renewal, the new cost will not include the no claims discount – meaning the premiums will appear to increase quite dramatically

If you need to make a landlord insurance claim, contact your broker first for advice

As a landlord, having a good tenant – i.e one who pays their rent on time and looks after the property - is a tenant you want to hang on to. In that vein, we wanted to find out why tenants in the PRS move, to see if the decision to remain or stay could be influenced by the landlord

Our new infographic highlights all the reasons why tenants move, including their age band, income and gender

Our research has revealed that over a quarter of the adult population (28%) are living in private or social rented property – this is a 16% decrease since May 2013

The amount of renters has dropped by 16% since 2013 according to our study

Nearly a quarter (24%) of Brits living at home do not pay rent

This updated survey shows how the internet has taken over the grapevine when people are looking for a rental property – a true reflection of how much technology is part of our lives

. It seems that blokes still tend to trust their mates more as opposed to their female counterparts, with a quarter of all male renters also using recommendations

It is really interesting to see how property ownership and rental trends have changed over the last three years

the biggest change is the number of people now aspiring to buy their own home, which to me suggests a renewed confidence in the economy

Of course, there will always be a market for privately rented properties. As our data shows, at any one time, over three quarters of Brits live, or have lived, in a private rented property

Our latest study highlights that when it comes to rental properties, there has been a slight shift in priorities over the last 6 months, with both the money and location equally important to prospective renters

It is also interesting that ease of parking has become a priority over having a garden

Hopefully this research will give landlords some ideas on where to focus their efforts when buying and running a let property

While it is the responsibility of a landlord to ensure that the boiler is serviced annually - and an obligation under their landlord insurance policy - our research highlighted that one in ten tenants said their boiler was last serviced was over a year ago

Our study also showed that just 17% of tenants were aware of the new legislation from April 2016 relating to energy performance ratings

While we specialise in helping landlords with protecting their property portfolios, we urge them to understand the obligations relating to health and safety, as well as helping their tenants save money on their utility bills

We have recently expanded our UK holiday home insurance portfolio to offer even more choice and increased benefits to our customers

It seemed timely to produce a unique new guide to complement our existing directory of onsite guides

We hope the information within it is useful for people thinking of investing in a UK holiday home

Our study highlights that when it comes to rental properties, it really is still all about the money

while the cost, location and whether the property has a garden remain the top three reasons for choosing a rental property, it is also interesting that getting on with the landlord is something that nearly a third of all renters find important.

We decided to create a useful section of the website where owners of let properties can dip in and dip out to find the information required

The section will be continually expanded with lots of useful guides in a bid to create a free informational hub for landlords

While it is obvious that things like moving to another area or moving to save money would feature highly on the list, it was surprising so many private renters move due to bad neighbours

And while 7% said they moved due to the property being in poor condition, it was refreshing to see that just 2% moved due to not getting on with their landlords

Overall, this study proves that the stereotypical ‘bad’ landlord isn’t the real reason why tenants move – it is mainly due to circumstances outside of the landlords’ control

Our study really proves that when it comes to rental properties, it really is all about location, location, location. It is also interesting that the décor and getting on with the landlord are important considerations as well as being able to have pets

Hopefully this research will give landlords some food for thought on where to focus their efforts when choosing and running a let property

Some policyholders may be unaware that there are certain conditions they need to meet as part of their empty property insurance contract

unoccupied property insurance holders should check the ‘exclusions’ section of their policy as well as the ‘conditions’ to ensure that they fully understand what their cover entails and what their obligations are

Failure to meet their obligations under their unoccupied property insurance cover could see a claim rejected

The infographic highlights what landlords need to look out for before accepting new tenants, as well as once the tenants are in

While some insurers will consider a cultivation of cannabis claim under the malicious damage by tenant section, typically there will be limits, generally up to £5,000

With our policies, a 20% NCD is automatically deducted from the cost of the annual premiums, providing cost-effective, affordable cover

If a successful claim is made, then at renewal, the new cost will not include the no claims discount – meaning the premiums will appear to increase quite dramatically

In cases where the owner-occupier or, in the case of a rented property, the tenant, has an extended absence from their property for a number of consecutive days, their existing buildings insurance may become invalid

Note that when an insurer refers to a property as being “unoccupied” it means that no-one is living there - and not that the property is empty of furnishings and fittings

Policyholders should also be aware that whether covered under their existing policy or a new unoccupied property insurance policy, they will have obligations that need to be met in order to keep the cover valid

While there may be some very rare exceptions to the 30 or 45 consecutive day rule, in most cases, property owners will need to invest in additional protection for this period of un-occupancy

Property owners need to be aware of the damage that trees and their roots can cause – often right under their nose without them realising it

Check you have subsidence cover as part of your policy. You may be surprised to learn that not all buildings insurance policies cover subsidence as standard

Property owners should check that their buildings insurance gives them all the protection they need. Repairs for drain damage and subsidence can easily run in to thousands of pounds - something you will have to pay for yourself unless you have adequate insurance