INTERIM REPORT JANUARY – SEPTEMBER 2012
Third quarter 2012· Consolidated net revenues for the third quarter of 2012 amounted to SEK1,003 M (998). Adjusted for currency effects, revenues rose by 8 percent withorganic growth of 6 percent (3).· Operating earnings (EBIT) amounted to SEK 271 M (264). The operatingearnings include revaluations of portfolios of purchased receivables amountingto SEK 4 M (4). The operating margin was 27 percent (26) both before andafter the revaluations.· Net earnings for the quarter amounted to SEK 177 M (171) and earnings pershare were SEK 2.21 (2.14).· Disbursements for investments