Interim Report January - March 2020
JANUARY–MARCH 2020 (COMPARED WITH JANUARY–MARCH 2019) · Total credit portfolio[1] increased by 47 % to SEK 1 598 million (1 083) · Net interest income increased by 29 % to SEK 87.5 million (67.9 · Operating income increased by 27 % to SEK 99.7 million (78.3) · Profit before tax (EBT) decreased by 76 % to SEK 5.7 million (23.9) and Adjusted EBT[2] decreased by 12 % to SEK 21.0 million · Cost/income ratio totaled 0.34 (0.30) · Return on equity was 22.2 % (31.8 %) · Total capital ratio was 22.0 % in Northmill Bank AB and 19.8 % in the Group · Common Equity Tier 1