SEB's annual reporting published
SEB's Annual Report, Corporate Sustainability Report and Capital Adequacy and Risk Management (Pillar 3) Report are now available on the bank's web site. The year 2015 was exceptional in many ways. A number of countries experienced negative interest rates, there was turbulence on the stock exchanges, credit spreads increased and commodity prices fell. The regulatory requirements on banks continued to change. At the same time geopolitical tension increased substantially. In this environment, customer demand for risk management services increased while large corporations' need for