Interim Report January - June 2020
JANUARY–JUNE 2020 (COMPARED WITH JANUARY–JUNE 2019)
·Total credit portfolio* increased by 33 % to SEK 1 441 million (1 083)
·Net interest income increased by 10 % to SEK 168.1 million (153.4)
·Operating income increased by 7 % to SEK 188.8 million (176.9)
·Profit before tax (EBT) decreased by 67 % to SEK 23.4 million (71.9) and Adjusted EBT** decreased by 46 % to SEK 38.8 million
·Cost/income ratio totaled 0.38 (0.26)
·Return on equity was 14.6 % (30.7 %)
·Total capital ratio was 21.3 % in Northmill Bank AB and 19.8 % in the Group
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