4th Quarter Results
SOX 302 CERTIFICATION I, David I. McKay, certify that: 1. I have reviewed this annual report on Form 40-F of Royal Bank of Canada; 2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report; 3. Based on my knowledge, the financial statements, and other financial information included in this report, fairly